Cheap car insurance
Although Collision Insurance is considered just an optional insurance by most people, it is still an essential coverage especially for new cars.
Collision Insurance is the one that will cover the damages of your car if you happen to be involved in an accident. Moreover if it is deemed to be more cost-effective to replace it, a Collision Insurance will provide a fair-market value payment for your totaled car.
Indeed the Collision Insurance will cover what the Liability Insurance will not. Liability Insurance is designed to cover the damages you have caused to the other party. That is why this was set by most states as their minimum requirements for those who owns and drives a car, to make sure that drivers will be able to pay for the trouble they have caused.
Collision insurance despite not being asked for by the state law still can serve a purpose that could help drivers in cases of accidents. However, this together with the Comprehensive Insurance is most commonly slashed from the choices if someone is aiming at reducing car insurance premiums.
Who would not want his/her own car be insured by the way? Of course if at all possible, we all wanted to be fully covered before we hit the road however the fact that we can get away without a Collision Insurance an availing one will add up to our monthly expenses this coverage remains just an option and not a priority.
For those who will be driving new cars and had the car purchased through a loan, a Collision insurance may be a requirement of the bank or the finance company who helped you get the car thus leaving you with no choice but to avail one.
For others who will be driving a new car which was not purchased through a loan getting Collision insurance will depend now on your need and budget although many insurance and financial experts would highly recommend availing a Collision Insurance for new cars. Remember that this insurance coverage will take care of your cart repair and even replacement in case of an accident.
Collision insurance only seems to be unnecessary when you are driving an older car. This time the fair market value of your car must be considered. If the total amount of the premiums paid monthly will cost you far more than the replacement cost of your car in case it is totaled then Collision Insurance may not be advantageous on your part.
Article source: http://www.performance-car-guide.co.uk/megane-renaultsport-265-trophy-smashes-nurburgring-fwd-lap-record.html
Megane Renaultsport 265 Trophy smashes Nurburgring FWD lap record A time of 8 minutes 08 seconds has seen the new limited edition Mégane Renaultsport 265 Trophy set a new benchmark time for a production-specification front-wheel drive car at the Nürburgring’s infamous Nordschleife circuit. This performance beats the attempts of several far more powerful, rear-wheel drive cars
Renault Sport – Renault’s performance division – illustrates its passion and expertise yet again. Today’s achievement provides further evidence of the technological excellence that goes into the design of Renault models and of how motorsport-proven technical solutions are carried over to its production cars
A feat that has ‘shortened’ the Nordschleife…
Renault Sport established its first lap record for a front-wheel drive production car at the Nordschleife on 23 June 2008. The time of 8 minutes 17 seconds posted that day by the Mйgane Renaultsport R26.R demonstrated that a showroom-specification front-wheel drive car could beat high-performance models from some elite specialist brands and tuners. Today, it was the turn of Mйgane Renaultsport 265 Trophy to beat the time by a full 9 seconds, a lap record that has stood for three years.
Today’s impressive lap time is the result of the newcomer’s extra 15hp, at 265hp, along with careful set-up work and an optimised tyre choice by Renault Sport engineers.
The latest achievement speaks volumes for Renault’s ability to incorporate its motorsport expertise and experience – including Formula 1 – into its production cars. Indeed, Mйgane Renaultsport 265 Trophy has benefited directly from all the areas in which Renault Sport excels, from design quality and exacting reliability, to painstakingly tuned engines, chassis and brakes.
Supercar performance… for a much wider audience of enthusiasts
The time posted at the Nьrburgring puts Mйgane Renaultsport 265 Trophy on a par with an extremely prestigious list of supercars, giving a level of performance which rivals that of exclusive cars with power outputs of up to and beyond 500hp.
Laurent Hurgon (development driver, Renault Sport):
“The Nordschleife is a legendary course. Its length and layout, which is very different to that of a conventional circuit, make it a unique and technically demanding challenge. Its difficulties are extremely varied, ranging from fast and even very fast in places to much twistier and slower portions. Turns like ‘Karusell’ and ‘Pflanzgarten’, for example, make huge demands of the car and driver alike, yet Mйgane Renaultsport Trophy is very much in its element here and feels particularly reassuring despite the uncompromising nature of the terrain. The limited slip differential allowed me to accelerate hard out of the countless turns without understeer. The carefully-tuned Cup chassis, the dampers, the fade-resistant brakes, the Recaro seats, the power of the 265hp engine, the ready availability of torque between 2,500 and 5,000rpm and the car’s Bridgestone RE 050A (235/35 R19) tyres allowed me to make the most of the car’s enormous potential, especially into and out of the corners. It is this package which enabled me to post such a quick time round this circuit which you must always approach with a certain degree of humility.”
MЙGANE RENAULTSPORT AND MOTORSPORT Mйgane is very active in both rallying and circuit racing. Designed for rallying, Mйgane Renaultsport N4 stands out immediately through its looks. Widely acclaimed for the quality of its chassis and engine, it is an ideal choice for privateer teams and drivers. Developed for tarmac competition, the N4 is emerging as a new benchmark on sealed-surface events.
On track, Mйgane Trophy V6 takes the lines of the production version a step further to combine carefully-honed aerodynamics and a remarkably elegant stance. It sets new standards in the world of ‘high performance’ racing saloons. Designed and engineered solely for motorsport, this prototype delivers 360hp while tipping the scales at 980kg. It has become emblematic of the World Series by Renault and delivers unrivalled performance/driving pleasure package for its price and class.
More information on the Mйgane Renaultsport range is available at www.renaultsport.co.uk, with the latest Renault news on Renault TV on Sky Guide 883 and Freesat 651, or by following on twitter @renault_uk.